So what stages are you in currently

 

will we remain happy through all of the stages?

Most people don’t know that different stages of a relationship exist, but knowing this can help your relationship succeed. For example, once the honeymoon phase ends, couples start to settle into more of a long-term friendship. They realize that it takes effort and a conscious choice to make the relationship work. Then the real work begins after the butterflies start to fade. Unfortunately, movies and other media outlets have glamorized relationships and given people unrealistic expectations about them.

Many relationships fail because people expect to feel the same way about their partner after years of being together as they did in the very beginning. Of course, after having kids and dealing with life’s responsibilities, those exciting and intense feelings begin to fade. Perhaps this disappointment in reality not living up to fantasy may explain why around half of the marriages in the U.S. end in divorce.

However, if a couple chooses to remain together, they should learn about the different stages of a relationship, so they know what to expect. Below, I will  go over them in more detail.

While different relationship stage theories exist, I will focus on the one by Dr. Mark Knapp, a renowned professor at the University of Texas. He studied patterns in relationships and was considered an expert in nonverbal communication research. While his model assumes that all relationships will eventually end, as evidenced by the coming apart phases, not all relationships will follow this specific pattern.

With that said, he came up with ten different stages, broken up into two phases: the coming together and coming apart phases. Let’s go over them more extensively below.

The Coming Together Phase

Relationships don’t all begin in the same way, but they usually have some things in common. Some people meet through online dating sites or in the workplace, while others meet during travels abroad. After the initial coming together phase, most couples will go through the following stages of a relationship.

1. The Initiation Stage

This phase happens during the dating phase when you both are still getting to know each other. You know that you like one another, but you haven’t committed to each other yet. Right now, you may get together one or two times a week for dates where you gauge your compatibility with this person. You may feel that butterfly sensation in your stomach when you meet up with them, as everything feels fresh and exciting.

2. The Experimentation Stage

If you decide that you wish to take things further, you get to know them on a deeper level. You may start dating formally and call each other boyfriend or girlfriend. Others begin to recognize you as a couple, and you make this person the center of your world. While you haven’t fallen in love with them yet, you realize the potential in this relationship and want to test the waters.

In this stage, you get to know their values and outlook on things and see if they match yours. While you probably don’t agree on everything, you have enough in common to want to continue dating them.

3. Intensifying Stage

This time is the real honeymoon stage where everything goes smoothly, and you want to see them as much as possible. After work or on the weekends, you call or text your new beau and make plans to meetup or chat on the phone for a while. You start to feel comfortable enough with this person to where you want to divulge more intimate details about yourself. You find yourself developing deep feelings for this person and may begin to picture a future with them.

4. Integration Stage

Since you’ve officially become a couple, you start to mesh your lives together. While you may not live together at this point, you still take each other into account when you make plans and revolve your lives around one another. You have routines and habits as a unit, and start to see yourselves as an “us” rather than a “me and you.”

5. The Bonding Stage

As your relationship deepens, you start to bond more intensely. You may decide to live together or get married because you feel so strongly about each other. You’ve made sure that your ideals and values line up and that your personalities mesh well together. The people closest to you recognize the seriousness of your relationship, and you may decide to make a formal commitment, such as marriage.

The Coming Apart Phase

Unfortunately, not all relationships last forever. While some people stay married for life, many others decide to divorce or break up due to a variety of reasons. If you start to see any of these stages happening in your relationship, it may signal trouble in the near future.

Here are the stages of a relationship in the coming apart phase:

6. The Differentiating Stage

Whether this happens after months or years together, every couple goes through this phase at some point. Even if the relationship lasts a lifetime, couples will have periods where they don’t see eye to eye on things. They may notice incompatibilities in their personalities or beliefs. They may see themselves as separate people rather than one unit. If you can’t overcome your differences, you may decide to break up during this phase.

7. The Circumscribing Stage

The stages of a relationship include a phase where you drift further apart, called the circumscribing stage. You may start to set more boundaries for yourself and have more of your life separate from your significant other. You may begin to do things on your own accord without consulting with your partner first. As a result of the distance in your relationship, you may have more arguments or feelings of resentment.

The intimacy steadily decreases, and you may start sleeping in separate rooms or even moving back with friends or family for a while. You still love them, but you don’t see yourself as a unit any longer.

8. The Stagnation Stage

You feel that the relationship is hurtling toward a dead end. In this stage, you don’t feel devoted to your partner like you used to and don’t see much of a future with them. While both of you may know that things have come to a standstill, you may have a hard time formally ending things. In the coming apart stages of a relationship, you have to decide to either reconcile or go your separate ways.

9. The Avoidance Stage

In this phase, you try to avoid one another as much as possible. If you still live together, you may have separate lives and only interact if you have to talk about bills or other adult responsibilities. However, any feelings of love or devotion toward your partner have faded. You may start making plans to move out and have a life of your own so you can have closure.

Final thoughts.

Final thoughtsFinal thoughtsFinal thoughts.Final thoughtsFinal thoughts   we need to keep affirmations alive in our words


Statement of affirmation can get a couple through  tough relational issues. 

• "Everything is better when you're here."
• "I appreciate it when you..."
• "I couldn't do this without you."
• "I really love the new outfit. It looks great on you!"
• "I'm so lucky to be with you."
• "I'm so thankful to have you in my life."
• "It impressed me when you..."
• "Thank you for..."

If you win an argument, you may lose privileges

 When you are having an argument, you really don't have a win/win situation. You have to decide if you are at the table, or at the mat. If you are at the table you willing to negotiate, if at the mat then it's a fight to the end, a must win!

Some degree of fighting in a relationship is not only inevitable, but also necessary to create growth. The problem for couples is not that they fight—it’s how they fight. Research including this shows that couples who have longer lasting difficulty are the ones who don’t fight fair.

So, what is unfair fighting? It’s usually the result of one or both partners using inappropriate negativity during a disagreement. Put a different way, unfair fighting is any move that is made during a conflict that doesn’t serve to help you understand and be understood.

Here are some signs that you’re not fighting fair:

1. Emotional Bullying or Blackmail: This is when one or both partners “punish” the other partner for bringing up a complaint or difficulty. Whether or not it’s intentional, the punishment usually serves to shut the conversation down. Bullying usually takes the form of reacting with extreme anger or offense to a partner’s aired grievance. Emotional blackmail usually entails reacting to difficulties by becoming overwhelmingly distraught and injured in the face of complaints. Both can include some form of the statement, “Well, if I’m so bad then why are you with me?"

2. Hitting Below the Belt: During an argument, any kind of name-calling or derogatory over-generalizations about character should be off limits. This includes doing or saying something with the sole intent of hurting your partner. Of course, we don’t need an advanced degree to know this one is true, yet in the midst of a fight, it is the easiest to fall prey to. Hitting below the belt usually happens in a fight when one or both partners are so frustrated that they feel hopeless about ever being understood. When this starts to happen, it is usually best to stop the exchange until both parties can cool down and think.

3. Not Admitting You’re Wrong: For some reason, so many people have trouble admitting to mishandling things. If you find yourself justifying your lack of apology with statements like, “I didn’t mean to” or “If I admit that I’m wrong, then he/she will blame the whole thing on me” or “What I did is nothing compared to what he/she did” then there is a very good chance there are some bigger vulnerability and trust issues in your relationship that are going to make fighting fair a difficult work in progress.

4. Shutting Down or Withdrawing: This is very different than taking a needed “cool down” or “time out”. Shutting down usually entails zero communication about why the person has withdrawn and when they think they can revisit the issue. Another sign of unfair withdrawal is when the person does decide to re-engage, it is without acknowledging or addressing the earlier conflict or the shut-down.

5. Not Trying to Understand Your Partner’s Perspective: This can often be a difficult one to detect, because it is something to which only you can truly know the answer. Are you really trying to understand your partner’s perspective? Or are you focused on having your partner understanding your perspective first? This can be a slippery slope that often leaves couples stuck at an impasse. Some tell tale signs of this are getting defensive and frequent interrupting. If you catch yourself stuck in your own point of view, be the first one to reach beyond your hurt and anger to try to understand your partner’s perspective. You don’t have to agree with it, you just have to “get” it.

Final thoughts.

When our emotions are high and our buttons are pushed, it is extremely easy to fight unfairly. If you find your fights have the nasty habit of taking unproductive turns, it is important to try to be keenly aware of what you do and say during a fight. Remember, even during conflicts, you should be trusted friends.

If the other person start yelling then it a 5 alarm fire about to explode.

Researchers discover why beautiful women go for ugly men, on rare occasions.

 

Two things came to mind and I had to write it down. When a son or daughter is not as beautiful as his/her mother, blame her mother for settling for an ugly man. When a good-looking boy or girl looks like their mother, praise the mother for having good taste in choosing...A man with genes that don't override hers!

In the ruthless world of the mating game, plain-looking men instinctively know that being funny, smart or poetic helps to compensate for an unbeautiful exterior.  feeling has now gained scientific validation from an unusual study published.

Average-looking men become more alluring when women sense the man has an imaginative spark, it found. But for women, sadly, there may not be the same boost. 

Indeed, one experiment suggests that less attractive women even worsen their mating chances if they show mental zing.
“Creative women with less attractive faces seem to be perhaps penalized in some way,” said Christopher Watkins, a psychologist at Abertay University in Scotland, who carried out the research.
Watkins first recruited a batch of volunteers who looked at pictures of men and women, rating each on the basis of their physical looks alone.
Armed with this benchmark of beauty, he then submitted the same pictures to another group of volunteers – but this time he provided clues about the subjects’ creativity. 
Attached to each picture were mini exercises in the imagination.

Surreal test
In one test, there was a 100-word text based on “The Lovers”, a surrealist painting by Rene Magritte in which two lovers kiss, their heads strangely covered in white cloths. 
Half of these texts, attributed to the persons pictured, were dull or factual (“Are they being held hostage?”), and the other half were inspired or conceptual (“It is perhaps an indicator that looks fade and in the end it does not matter as you will always be left with the personality of someone”).
In a second test, head shots were linked with an everyday object – a tyre – and a text describing an alternative use for it. Half of these descriptions were inventive, others less so.
The results showed that men with less attractive faces get a big boost in the popularity contest if they show a creative touch, Watkins found.
“Creative guys with less attractive faces were almost identical in attractiveness to really good looking guys who were not as creative,” he says.
The top-ranked men were those considered to be both physically attractive and creative.
For women, though, the news is not so good. Looks remain paramount.
In one experiment, creativeness did nothing to boost the allure of attractive women – and it even reduced the appeal of less attractive women. 
However, another experiment on similar lines had conflicting findings, Watkins found: creativity showed an equally boosting effect for average-looking women and male counterparts.

He’s a geek? Swipe left 
    Why would women rate creativity among men so highly?
Watkins pointed to evolutionary biology – the hidden criteria that drive us to seek the best mate for ensuring healthy offspring and their survival.
“Women on average are a more selective sex when it comes to choosing romantic partners,” he explains. 
Imagination and inspiration may be “a proxy for intelligence”, he suggested.
“Creativity is thought to be a signal that an individual can invest time and effort into a particular task or can see things in novel ways that may be useful for survival.”
That means nerds and poets are at a big disadvantage in online dating, where decisions to swipe left or right – to shun or show interest – are often based on just a glance.
“Certain platforms that we have now for dating might not be favorable for assessing people on more complex attributes,” Watkins said.
The allure of creativity may not be limited to potential romantic partners, but extend to potential friends too, the study found.

Are we compatible on paper, but adversarial in practice? The gender differences can't be identified without controversy.

 

You can’t go far today without having someone ask something about who you are. You may be asked to identify yourself or tick a box; boy, girl, man, woman, or school pupil, student, professional, or sport lover, social media user, the list is endless. Identity seems to be crucial in today’s culture. But don’t we also hear ‘be anything you want!’, be a girl, be a boy, why does it matter? What is all the controversy about?

If it’s all about freedom, allowing people to be who they think they are, and who they think they are, is reality, then our thoughts, feelings and desires decide who we are.

But isn’t that all a bit uncertain, shifting from person to person? Isn’t there something more certain, solid, clear? An external truth? The Bible says right at the very beginning…

So God created man in his own image…
…male and female he created them. 
Your DNA will always reveal your true gender…

This seems pretty clear, doesn’t it? There are two genders, both made in the image of God but distinct, different, and individual, not transitional or changeable. This is so central to who we are, that Jesus himself quotes this passage in a debate with some Pharisee, when ‘He answered, “have you not read that He who created them from the beginning made them male and female…”’ (Matthew 19:4).

If what the Bible says is true, that gender is fixed and the same as your birth sex, then why are people ‘changing’ gender at all? The truth is you cannot change your gender through hormone replacement treatments, surgery, or even human desire to do so. Your DNA will always reveal your true gender, as someone wrote- ‘In a court of law you can convict a man of rape and murder just on the strength of a DNA test alone. But a DNA test is never permitted to determine male or female sex gender for transsexuals in court. Why is this? Because a DNA test would prove with absolute certainty that the transgender hormone therapy and surgery had failed to change a male to a female, or a female to a male’. It may be possible to change birth certificates and outward appearance but nothing, including a surgeon’s knife or human will, can change our fundamental genetic makeup.

Our thoughts, feelings and desires cannot determine who we are, but there are those who still struggle with gender identity. Is there any hope for those who struggle? Yes, there is, because all people are made in the image of God with eternal significance and worth. The Bible tells us that, God, our Maker created our inward parts , the very detail of who we are He formed in our mother’s womb. Therefore, from the very moment of conception who we are is deeply precious and valuable.

What  does sharing a life with someone really means. With these joys of living together comes responsibilities too. We had to think carefully about our actions and reactions. When we get married we should know we need to stay committed…

perfect marriages do not exist, and should not be expected

 

Most people would love to have a perfect marriage. But in the real world, life doesn’t work that way. In the beginning, marriage may seem like rainbows and butterflies during the honeymoon phase, sure. However, when the excitement settles down, reality comes to crash the party. Bills, work, kids, responsibilities, and chores become part of the everyday routine, and romance takes a back seat.

Some people may find that mundane and not even worth the effort. Unfortunately, divorce rates continue to rise because of our glorified idea of marriage. TV shows and movies have given many people the unrealistic notion that married life should resemble a fairytale. In this world, nothing ever goes wrong, and the couple lives happily ever after. However, real-life can never meet the high standards set by filmmakers.

Not to mention, most people would get bored of a perfect marriage after a while. If you didn’t face challenges together as a couple, you would never grow or be able to appreciate your blessings. So, you shouldn’t wish for a perfect marriage; you should hope for a partner who will stand by you, for better or worse. It’s always worth the effort when you’re with the right person.

Today’s world seems obsessed with instant gratification due to the advent of technology and consumer culture. We always hear how we need to buy the latest gadget, fly to a different country, or get happiness from outside ourselves.

We’ve also sold this lie through the movie industry since they love to draw people in with fairytales. At some point, though, we grow up and realize that life isn’t that simple. Would we even want it to be?

If we never encountered obstacles and everything always went our way, we’d probably still feel unsatisfied. Couples who face hard times together grow closer and appreciate one another more. They feel thankful to have found their person to navigate the sometimes turbulent waters of life with. For instance, a landmark study found couples that experienced a natural disaster felt more satisfied in their relationship, at least temporarily.

This bond probably happens because everyday life’s petty arguments and troubles seem trivial compared to a fire or hurricane. In those times, you put aside your differences and focus on survival, making you aware of life’s fragility. You’re just grateful to have your partner’s support as you face a life-threatening situation and deal with the storm’s aftermath.

Of course, that doesn’t mean you should hope for a monster hurricane to come barreling toward your city. However, you can still apply the lessons learned from the study and focus on appreciating your partner each day. Please think of the little things they do to make your life easier or the sacrifices they make for your relationship. If you remind yourself of the positive traits of your partner, you won’t wish for a perfect marriage. You’ll feel grateful for the one you’ve got.

As I said earlier, the honeymoon phase won’t last forever. Once it fades, you have a partner who you committed to spending your life with, in sickness and health and for better or worse. Many people believe that if they don’t feel those butterflies all the time, their love has faded. This leads to resentment, heartache, passive-aggressiveness, and sometimes even cheating or divorce.

When your initial excitement about the relationship fades, you must remember why you married your partner. What did you love about them when you first met them? Remembering why you fell in love will hopefully put things in perspective and convince you to stay, even if it’s not a perfect marriage. Love becomes a choice after a while, and we decide each day to offer our devotion to a significant other.

Of course, some reasons for splitting up are warranted, and we’re not here to give relationship advice. We want to remind couples considering divorce that a relationship will always take hard work. But, it’s worth it to fight for your relationship, especially if you’ve been together for many years.

If you’re looking for a perfect marriage, you’ll spend your whole life searching and never find it. We live in a dualistic reality, so the rollercoaster can’t ascend forever. Eventually, it must come down before rising once again. Having hard times once in a while makes life more meaningful and teaches you valuable lessons along with way.

If you’re a perfectionist, you may try your hardest to avoid painful or difficult experiences because you can’t control them. However, you can’t grow if you’re not willing to step outside your comfort zone.

In a relationship, much of the same rules apply. If you want to live a satisfying life and enjoy your marriage, you’ll have to take the good with the bad. Life isn’t a math formula, precise. It’s messy, chaotic, and will take you on a wild ride through it all. However, if you’re flexible, open, and committed to experiencing it all with your partner, the idea of a perfect marriage will lose its appeal.

Final Thoughts 

There’s nothing wrong with expecting certain things from your partner or having goals for your relationship. It only becomes a problem when you have unrealistic expectations that prevent you from clearly seeing reality. In life, difficulties will inevitably arise because of the complexity of modern living. This challenge doesn’t mean you should throw in the towel, though, whether in relationships or general. I felt the sting of a divorce as we were heading towards our 25th wedding anniversary. I got divorced and walked away with some regrets and resentments. Because I did not think it would happen to our marriage, because many including me thought we could make it last. I remember another couple we were friends with saying that their 25th anniversary was coming up and the wife said I will celebrate our Silver anniversary, "no way will I not celebrate this milestone." 

My resentment come mostly because I choose to marry one woman and have 2 sons with her, instead of the other woman I had in my life who wanted to marry me also. but I choose the one I thought had better family values.... and I picked the wrong woman.  this goes to show that  you can't judge a book, or woman but her cover.

If you're feeling unfulfilled in your relationship, that doesn't mean you have to break up with your partner.

Do you ever question if your relationship is on the right track? Or, if you are compatible enough to sustain the turbulent waters? Relationships don’t always sail smoothly. We hit deep waters, struggle through compromising, truth, and hardship. There’s more than just being a team. Relationships require the ability to be vulnerable, open, and passionate. Otherwise, they become unfulfilling to the female

Sometimes there is an imbalance in all these characteristics and love is simply not enough to sustain the ride.

 You are not their priority.

It is expected for people in long term committed relationships to have interests outside of their partnership. You both are individuals with work, hobbies and friends that are not intermingled with your significant other. But when your partner is always doing stuff without you, or prioritizes work and friendships over your relationship, that’s when problems arise. If you both are doing things together because there are no other plans with friends, family and work, and not because you specifically planned for time together, then your partner may not be a high priority in your life. People want to feel special and not like they are the consolation prize.

You are good enough for now,  so don't get your hopes up.

One of you have no goals or dreams for the future.

Goals and dreams are a sign of what a person finds important in their life. If you and your relationship are not among your partner’s future plans, then what are you doing together? If it is just a fling or uncommitted dating relationship, it is understandable not to plan your future around your significant other. However, if you have been together for more than a year and there are still no plans for the future, then you have an issue in that relationship. If your significant other is a priority in your life, then they are an integral part of your future plans. If there is no plan, even a basic one, then there is really no future.

They are never there for you.

If they are never there to back you up when you need some help, then what is the point of having them around? You are a team and you are fighting for your future together. If you drop everything and go help your partner when they ask for help, then they are a priority to you. If you need help and they can’t be bothered, then you are not a priority to them. Do you really want to be with someone who has better things to do than be there for you when you really need it?

I'm seeing what your thinking in your eyes (apprehension).

You don’t do things together in an unfulfilling relationship.

If you would rather spend time with your friends and family than with your partner, then there is obviously a disconnection between the two of you. You shouldn’t be involved so much with your own life that you and your partner are not spending some time together. If you are not spending time together, then why are you together in the first place?

You stay because of fear of being alone,or have to go and find someone different.

The irony of this is that you really are alone already. You just have the veneer of a relationship. If you are not their priority, you don’t spend time together, they are never there when you need them and there is no talk of a future together, then you are already single you just haven’t admitted it to yourself. You will never find Mr./Mrs. Right if you are in a dead end relationship with Mr./Mrs. Wrong.

I'm feeling excited about what we are about to do.

You feel like you are always doing things for them.

People in a relationship need to pull their own weight combine their resources. They need to pay half the bills, do half the chores, and meet you halfway emotionally. If you are giving constantly and they are not reciprocating, then you are dating a vampire. Vampires may seem sexy right now, but ultimately they are heartless, blood sucking parasites. Find someone that does stuff for you just as much as you do for them.

You are always questioning your happiness 

if you are stuck in a relationship that is unfulfilling.

If you look at your relationship and ask yourself “why am  I not happy!” “Is this what I really want?” then maybe you are unsure. It is normal to doubt every once in a while when things are tough. But if you ask yourself these questions a lot, then maybe you aren’t happy and you just can’t admit it outright. Figure out what makes you happy, and if your partner isn’t doing the things that lead to you both being happy, then maybe it is time to move on.

Most of us stay in unfulfilling relationships because of inertia or fear. You only have one life. Why waste it and your partner’s lives being with each other if you aren’t happy? Change sucks and dating can definitely suck. But you will never be happy unless you embrace your fear and pursue that happiness.

Isn't it amazing that we made  it this far after a very rocky start

Final thoughts.

People wind up feeling unfulfilled, because they start out with un realistic expectations. Assuming that your relationship will be like in the movies. if you were in the gone with the wind era, or the  Julia Roberts, pretty woman or Sandra Bullock the proposal, Diana ross in Mahogany, when the crazy feelings kick in and you  become over whelmed.  this means that your images of romance was based on the big screen. 

things work better when you both have skin in the game

 

Is that our account it surely looks like we have some security?

If an emergency were to strike tomorrow—be it a medical emergency, a major house or car repair, or even losing your job—would you be ready? Having a contingency strategy in place for if your best-laid plans go awry is vital to protecting your family and avoiding dire financial straits. Here are a few best practices for managing money and home/family assets that will help shield you from a potential financial fallout.

 

• Put money away in a “rainy day” fund

Get in the habit of setting aside a little money in a savings account each month. How much you save will depend on your financial situation and the amount of money you have left over after paying bills and other living expenses. Whether it’s $100 a month or $1,000 a month, every little bit helps. Over time, your “rainy day” fund will grow, thanks to both additional deposits and dividends from your savings account. Joining a credit union such as Resource One can help on this front. One of the biggest credit union membership benefits is that you typically get significantly higher Annual Percentage Yield (APY) with a credit union than with a traditional bank. Where banks prioritize their stakeholders, credit unions are member-owned, which means the account-holders are the stakeholders.

 

• Work on building home equity

While buying a home is a big investment, it is also usually a smart investment. Your monthly mortgage payments will go toward building your equity, which adds to your overall net worth and can offer some extra security in a financial emergency. Obviously, you will build home equity just by paying your mortgage, but you should also strategize on how to add equity to your home above and beyond those payments. Making improvements to your house is a good way to grow its value, increase its resale potential, and grow your equity. Add a fence; install a new driveway; replace the roof; redo the kitchen; add an extra bedroom. If and when you decide to sell your house, these improvements will help you sell it for considerably more than you bought it. Outside of growing value, you can always refinance your mortgage to help you out in certain financial situations. 

 

• Accumulate assets; avoid liabilities

Think of “assets” as anything that accumulates value or produces income over time. Think of “liabilities” as anything that depreciates or loses value over time. In this equation, assets might include stocks, bonds, a successful business, rental properties, or even your house. These assets grow in value over time and/or produce regular income for you. Examples of liabilities include cars, cellphones, boats, electronics, and furniture. These items start losing value the moment you buy them. In some cases—such as a boat or a cellphone—you need to keep paying month after month, even as the item loses resale or trade-in value.

 

Avoiding liabilities entirely is impossible: phones and cars are essential for many people. However, what you should do is think about this “assets vs. liabilities” dichotomy any time you are considering an investment or purchase. Sure, you could go out on Black Friday and buy new TVs for every room in the house, but do you need them? You might do better to invest that money in your business or put it toward investments that will accumulate wealth over time. By the same token, doing what you can to get as much value as possible out of your liabilities will turn those items into more lucrative investments. For instance, you might hold onto your paid-off vehicle for a while or use your iPhone for four or five years (rather than trading it in for an annual replacement). These cost-conscious practices seem small, but they will keep your family free of unnecessary debt or expenses, without drastically impeding quality of life.

 

Work with Resource to Grow Your Financial Security

What are appreciating assets? Which accounts are best for saving money?  we can help you answer these questions and others. As you work toward building financial security for your family, our credit union can help you get the job done with family-friendly, customer-focused financial services. Contact us today if you are interested in learning more.