Is a Prenup kind of Romantic?

Dating would be less stressful if people understood that it's a process of elimination not inclusion! Never lower your standards for the sake of saying, "I have a man...or woman."
It's hard enough to maintain a relationship; I’ll be damned if I'm going to struggle just to have trust, chemistry, and intelligent conversation. That should be a given! And to those people who call you picky, leave them alone! 

A prenup is my way of  protecting you and me!  

Allow me to first state that I totally get this. Especially these days where women as doing better than men in so many areas. Only gold diggers will not like the following. So "Be Selective!" and avoid the " Too late false starts"
OK what would you consider as "Too Late?"  It's never too late unless you  are at the starting gates. i.e. Like in track and field contest (running the 100, or 200) you can't  have more than one  "false starts" that will  forces you go back to the starting line and take a penalty   you can be disqualified instantly for more than one  "false start" your best bet is to just wait patiently until it's the right time to  move forward.

 
This article is made available for informational purposes only by Kimberly Gantcher Spodek PLLC, and should not be construed to be formal legal advice. By reading this article, you understand that there is no attorney-client relationship between you and the firm. The content of this article should not be used as a substitute for obtaining competent legal advice from a licensed professional attorney.

In the prenup we agreed that you will get the dogs
if we split. OK?

  
When you hear “prenup,” you may immediately cringe and think, “How unromantic.” However, considering a prenuptial agreement may prove to be one of the most romantic steps you take in your relationship — that is, if you consider a long, healthy marriage romantic. Starting a marriage with a common financial understanding can help avoid the future disagreements and distrust that destroy so many marriages.
Having the “prenup conversation” sets an enduring precedent for the marriage. It infuses the relationship with openness and honesty, and ensures that both spouses are knowledgeable about finances from the outset. The conversation enables partners to share their values and ideas about money before it is too late.


While an agreement can be put in place at any time during the marriage, particularly when financial circumstances change (simply called a post-marital or post-nuptial agreement), ideally couples should begin the conversation prior to an engagement or soon thereafter. Any agreement should be entered into at least several months before the wedding. Agreements executed within weeks of a wedding, or even after invitations have been mailed, may be vulnerable to challenge in court.

I'm so glad we have a post-nuptial agreement!

Couples who do not necessarily intend to marry but who live together, share property, share expenses, or contemplate starting a family should also consider putting a financial agreement in place. Indeed, without the legal protections afforded married couples, people in less traditional relationships are particularly suited for agreements that specifically detail how financial issues will be handled in the event of a breakdown of the relationship.

People do not sign prenups because they think they are headed for divorce. A prenuptial, post-nuptial, or other financial agreement between couples is a safety net. The hope is that it will be put at the bottom of a drawer and never looked at again. However, it is there should the relationship sour. Some agreements include a “sunset provision” whereby the agreement expires, is amended, or the terms automatically change if the relationship lasts a certain amount of time.

Couples should be prepared to have an open and honest conversation and to share all financial information. Consider using a mediator, especially one who is a lawyer, who will be able to guide you with respect to questions you should be asking each other and what kinds of provisions can and cannot be included in the agreement. Whether or not you use a mediator, each person should consult an independent attorney. If either party has not been represented by counsel, the agreement can be susceptible to a challenge in the future.

Having a conversation about financial values and expectations is right for every couple. Some situations that might especially warrant consideration of a prenuptial agreement include:

We both have grown children,  an agreement will
 prevent future problems.

Parents of college-age children — If you’ve set aside money for your children, own property you wish to keep in the family, or expect a bequest or inheritance, start speaking to your children before they are romantically attached. Plant the seed that you expect or hope that they will make smart financial decisions, be open with their future partner, and enter into a prenuptial agreement.

Age — If you are older when you embark on a marriage, one or both of you may have attained a high level of financial and career success. A prenuptial agreement can allow you to specify exactly how you wish to share or not share in each other’s financial successes.

Premarital ownership of property — If either or both of you own property or have accumulated assets prior to the marriage, a premarital agreement can ensure that you protect separate property, even if shared money is used to pay expenses or make improvements.

I'm a  ‘Mompreneur’ I have to think  about the 'what if(s)' 
in all of my dealings

Entrepreneurs — Even if your venture has not taken off prior to a marriage, you may have invested a lot of time and money, and wish to ensure that you retain full ownership and profits.


Successive marriages — If you have been married before, you may be more inclined to have a forthright conversation about finances in advance of marriage, especially if there are children from previous marriages.

A prenup is  actually very Romantic, isn't it honey? . 

Modern marriage — Young couples today tend to be financially savvy and open, and share comparable career goals. Discussions about expectations around families, career breaks, and finances are more common than in prior generations and can lead to enduring understandings reflected in well-written, balanced prenuptial agreements.


As difficult as financial conversations may be, having the prenup conversation early can help set the tone for a long-lasting, honest, and cooperative marriage.

It seems like you're ready to go all the way,

 now that the prenup and post-nup are agreed on....and signed!